Benefits

Without a plan like AFS, you could be hit with taxes at the highest rates, plus state, local, and Medicare taxes. That’s a painful 30% to 40%+ of your hard-earned money gone. Imagine what an extra 30-40% or more could do for your future! Switching from taxable to tax-free income isn't just smart—it's essential as your success grows.

Traditional plans like IRAs, 401(k)s, and SEPs only defer taxes and come with government-imposed restrictions on when and how you can access your funds. Plus, to keep these plans compliant, you’re often required to contribute for other employees. With AFS, you eliminate these restrictions and unlock game-changing tax treatment for your fees and future earnings.

Like it or not, qualified retirement plans have a partner... and it's none other than the IRS!
If the government partner decides to raise taxes and limit deductions to increase revenue, they can—and they will. By securing a tax-free retirement through AFS, you keep control and avoid the financial pitfalls of growing legislative risk. Take action now to ensure you’re not part of their taxation plans for your retirement.

Unlike traditional retirement plans, AFS lets you start receiving income early—completely free from government penalties or taxes.

if you decide to continue working past age 72, you won’t be forced into taking fully taxable Required Minimum Distributions (RMDs). AFS has none. This means you can delay your income start date without facing penalties or rising taxes, giving you complete control over your financial future.

Attorney feeSaver offers unparalleled flexibility in how you access your retirement funds. Whether you want a steady stream of tax-free retirement income, occasional large tax-free withdrawals for major purchases or unexpected expenses, or a mix of everything, AFS adapts to your needs. This versatility ensures you can maintain financial stability while meeting your goals, on your terms.

Balancing the demands of building a successful law firm with securing your personal and business protections is tough. Many successful attorneys lack adequate life insurance to safeguard their families and firms in case of an emergency.

The loss of a high earner can be financially devastating for a family. Without proper life insurance, maintaining their current lifestyle, funding education, and securing a comfortable retirement may become impossible. Life insurance death benefits act as a crucial safety net, keeping your family on solid financial ground.

One thing we've learned is that Congress can always change the rules! Legislative risk is the raisk that Congress may change tax low in the future, and those changes can wither positively or negatively impact the amount of retirement funds you get to keep. AFS mitigates this risk as it is not considered a qualified plan in partnership with the IRS.

ERISA was created to set minimum standards for most pension and health plans in private industry. While ERISA-compliant Qualified Plans offer some tax benefits, they come with significant limitations. Employers must make mandatory contributions, driving up costs, while participants face strict caps on how much they can save. When it’s time to access your funds, distributions are often heavily taxed as regular income.

ERISA also imposes age-based restrictions and penalties, stripping away the flexibility you need for a tailored retirement solution. With Attorney feeSaver, you break free from these constraints, giving you the freedom to build a retirement plan that truly fits your needs without the heavy hand of ERISA regulations.